THE FIRST TO PAY WHEN YOU NEED IT MOST
At Tom Vardy Insurance, I focus on the out-of-pocket non-medical expenses associated with a serious illness or accident.
We all have gaps in our existing insurance portfolio and don't realize it until it's too late.
We fill those gaps with TAX-FREE DOLLARS, paid directly to you to spend as you see fit.
As you may be aware, short-term disability benefits are usually about 60% to 75% of your gross income. If you do not have short-term disability coverage through your place of employment, you would have to apply for sickness benefits through Employment Insurance (EI). EI sickness benefits pay only 55% of your gross income, up to a maximum of $729 per week, and are NOT tax-free. Also, these benefits are only paid for a maximum of 26 weeks.
This plan will help you with out-of-pocket non-medical expenses associated with a serious illness or accident. These expenses include things like lodging, transportation, household help, childcare, meals, and car parking, and the list goes on and on.
I have personally had to use this benefit package for my own family, so I've had first hand experience with these benefits
Finally, I'd like to say that I've been offering this benefit package for 40 years and have witnessed it help many of my clients.
Add the Cancer Protection Rider to your plan
The Problem: 4 out of every 10 Canadians will develop Cancer at some point in their lifetime. Cancer has no respect of age, young or old, it can happen to anyone at any time. Cancer is the most expensive disease out there. People usually have to travel to major medical hospitals to receive treatments, which results in unforeseen out-of-pocket non-medial expenses.
The Solution: Our plan will pay TAX FREE dollars directly to you for you to spend where you see fit. All benefits are paid over and above all insurances you currently hold, be it through your place of employment or privately.
If you have been diagnosed with cancer, and have been cancer free for 10 years, or more, you qualify.